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Benefit Plan Options

Mesa Public Schools has maintained a commitment to offer the most comprehensive, cost-effective and competitive benefits package possible.  Our goal is to provide options that protect you, and the health and well being of your family while working to keep cost affordable.                                                                            Mesa Public Schools offers two different types of medical plans, two dental plans, vision and many other voluntary benefits.  Please take a moment to review offered plans.

What to consider when choosing a health plan...

Consider the following when choosing a health plan:

  • If you're healthy and usually go the doctor once a year, a lower monthly premium may be a good choice for you.
  • If you have a chronic health condition that would require you to go to your primary care provider (PCP) or specialist during the plan year, you must decide if savings from low premiums are greater than the cost of regular care or medication.
Carefully weighing the pros and cons of a high-deductible health insurance may help you find the coverage that's right for you.  In addition to saving you money, finding the plan for you can help ensure that you'll receive coverage for the health care you need, when you need it. 

 

Medical Plans

Cigna Logo

3 Plan Options                                     

Mesa Public Schools offers two types of medical plans; A traditional OAP plan [In-Network only] and two High Deductible Health Plans [HDHP] with a Health Savings Account [HSA].  In addition to the High Deductible Health Plans, the district contributes to the Health Savings Account on behalf of the employee.

To view medical plan cost comparisons:                            

Plan Year  2020-2021 (July 1, 2020-June 30, 2021)     To view video of Medical plan options click here  

OAP Plan

What is an Open Access Plus (OAP) plan?

Open Access Plus (OAP) is a type of health insurance plan or health benefits plan that allows you to choose your health care providers. You may have to pay a deductible (annual amount) before the plan begins to pay for covered health care costs. Once you meet your deductible, you pay a copay or coinsurance (a portion of the charges). 

The Cigna OAP Plan is a traditional in-network plan.  Cigna's OAP plan offers a local network of doctors and hospitals for you to choose from.  The OAP plan includes global emergency and urgent care coverage *24 hours, seven days a week.         

Click the links below to view the 

Plan Summary of Benefits & Coverage

2020-2021 OAP        [07.01.2020-06.30.2020]   

Dental Plans

2 Plan Options   

Mesa Public Schools offers two types of dental plans; A traditional DHMO plan [In-Network only] and a PPO plan with [In-Network & Out-of-Network services].       

Cigna DHMO Plan [In-Network Only]

Cigna's DHMO plan is an in-network only plan, and no cost to the employee.                          2020-2021 DHMO Dental                      [07.01.2020-06.30.2021]                         

The DHMO plans Patient Charge Schedule lists the benefits of the Dental Plan including covered procedures and patient charges. 

You will receive an ID card from Cigna if you elect the DHMO plan. 

Find a network Dentist:

Go to Cigna 

  • Under Search Location - enter your zip code
  • Under Select A Plan - click "Pick" - click Dental Plans - Select Cigna Dental Care Access - then click choose
  • In the Search box enter "Dentist"
Cigna PPO Dental Plan                                    [In & Out-of-Network Services]
                                                                          2020-2021 PPO Dental                               [07.01.2020-06.30.2021]

How to Find a Provider:

Go to Cigna 

  • Under Search Location - enter your zip code
  • Under Select A Plan - click "Pick" - click Dental Plans - Select Total Cigna DPPO - then click choose
  • In the Search box enter "Dentist"

No ID card will be issued if you elect PPO dental.

1500 High Deductible Health Plan [HDHP]

What is a high-deductible health plan? 

A high-deductible health plan (HDHP) is any health plan that typically has a lower monthly premium and a higher deductible than traditional plans. Here are some important details that can help you decide if a plan with a high deductible is right for you.            

Health Saving Account is a plus to you HDHP Health Plan!

The HSA is a type of savings account that lets you set aside money on a pre-tax basis to pay for qualified medical expenses. By using untaxed dollars in a Health Savings Account (HSA) to pay for deductibles, copayments, coinsurance, and some other expenses, you may be able to lower your overall health care costs. HSA funds generally may not be used to pay premiums.   

MPS contributes to the HDHP health plans on behalf of the employee with a 1x lump-sum contribution of $1000.00 for the plan year.  

The district contribution is a pro-rated amount for new employees, based on number of months on the plan.

Click the links below to view                           Plan Summary of Benefits & Coverage 

2020-2021 HDHP 1500                                [07.01.2020-06.30.2021]

Vision Plan

VSP

Vision Service Plan is a green company and does not issue insurance cards.  When using your benefit all you need to do is provide your SSN and Group Number 12-140015 for billing. 

Vision Service Plan Web Site

VSP Benefits Summary

Essential Eye Care Services

Vision Service Plan [VSP]                        Customer Service: 1-800-877-7195                MPS Group #: 12-140015                                  Website: www.vsp.com  

2500 High Deductible Health Plan [HDHP]

What is a high-deductible health plan? 

A high-deductible health plan (HDHP) is any health plan that typically has a lower monthly premium and a higher deductible than traditional plans. Here are some important details that can help you decide if a plan with a high deductible is right for you.            

A Health Saving Account is a plus to your HDHP Health Plan!

The HSA is a type of savings account that lets you set aside money on a pre-tax basis to pay for qualified medical expenses. By using untaxed dollars in a Health Savings Account (HSA) to pay for deductibles, copayments, coinsurance, and some other expenses, you may be able to lower your overall health care costs. HSA funds generally may not be used to pay premiums.     

MPS contributes to the HDHP health plans on behalf of the employee with a 1x lump-sum contribution of $1500.00 for the plan year. 

The district contribution is a pro-rated amount for new employees, based on number of months on the plan.

Click the links below to view 

Plan Summary of Benefits & Coverage 

2020-2021 HDHP 2500                          [07.01.2020-06.30.2021]

Employee Assistance Program

Mesa Public Schools has contracted with EAP Preferred to provide the Employee Assistance Program [EAP]. EAP Preferred is an independent firm and does not report personal information to the Mesa Public Schools. 

The EAP is uniquely qualified to assist you and your family to correct situations that interfere with your work and home life. The EAP provides clinical counseling for problems for which many people have no other help, while Work-Life Services help with other critical issues, legal, financial, ID theft recovery, elder care and child care, education, and housing.

EAP Preferred

Website: www.eappreferred

Username: MESAUSD
Password: eappreferred

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EAP Preferred
Telephone: 602-264-4600 or 1-800-327-3517
Website: www.eappreferred.com 
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