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Financial Resources

Credit and Debt

 Some debt is unavoidable: the car, the house.  But other debt can drag you down.  Learn how to manage your spending, savings and debt.  Start by clicking on one of the learning links below and discover the many resources available to you. 

Learning Links                                                                                                                                           Credit and Debt                                                                                                                                       Bereau of Public Debt / FDIC / Free Annual Credit Report FirstGov for Consumers SmartDollar                               Credit Consumer Information from the Federal Reserve                                                                                                                                                    Credit Cards                              

Financial Planning

Financial planning is the process of outlining how your money, investments and other assets can help you meet your financial goals.                                                                                                       A financial plan creates a roadmap for your money and helps you achieve your goals.  Financial planning can be done on your own or with a professional.                                                                      Financial Planning                                     

Learning Links                                            Financial Planning                                               What is financial planning? / SmartDollar                           10 Steps to a DIY Financial Plan                                   How to Choose a Financial Planner                                   5 Golden Rules of Financial Planning                                Find a Certified Financial Planner / Certified Accountant

 

Retirement

We've worked this long, have you thought of your future and what retirement will look like for you? Get the basics on retirement planning and pension benefits, such as how Social Security works, retiring from the civil service, and managing a private pension.

Learning Links                                                       Retirement                                                        What ASRS Members Should Know / ASRS Retirement Guide MPS/ASRS Retirement Class / ASRS Road to Retirement / AARP    Understand Medicare and Plan Your Retirement Medicare Facts – Why?                                       

                    Retirement

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Buying a Home?

New Home   

Home ownership remains the great American dream.  Find out how you can   make that dream come true. Learn more about home ownership by clicking   on one of the learning links and discover the many resources available to you.

Learning Links                                                      Home Buying                                                       First Time Home Buyer? / How to Buy a Home in 10 Steps                         FHA Loans What You Need to Know / FHA Loans                                  NewRez [Mortgages to help educators & others]      Free Annual Credit Report / Desert Schools – Home Loans                      Home Warranty Facts [Quicken Loans]                                 Home Buyer’s School [Brookfield Residential]

Buying a Car?

Buying a new car is a big step, but it doesn't have to be a daunting one. Here's how to research, locate, price and negotiate to buy your new car. Mobile technology makes these steps easier than ever. It is now entirely possible for a buyer to shop for a vehicle from the comfort of your own home.     

Car Buying

Learning Links             Buying a Car             How to Buy a Car        Carvana Cars.com       Desert Schools - Auto          How to Buy a Car Online From Home                       Earnhardt Auto [MPS Discount]