← Benefits Plan Options

MEDICAL PLANS
3 Plan Options - Group #3333634

Need help deciding on a Benefit Plan?

Need help deciding on a  Cigna Medical or Dental plan?  Please contact the Cigna Pre-Enrollment Line at 1.888.806.5042.  Cigna will not pick a plan for you, however, they can provide valuable comparisons of the plans offered to you.

OAP

What is an Open Access Plus (OAP) plan?

Open Access Plus (OAP) is a type of health insurance plan or health benefits plan that allows you to choose your health care providers. You may have to pay a deductible (annual amount) before the plan begins to pay for covered health care costs. Once you meet your deductible, you pay a copay or coinsurance (a portion of the charges). 

The Cigna OAP Plan is a traditional in-network plan.  Cigna's OAP plan offers a local network of doctors and hospitals for you to choose from.  The OAP plan includes global emergency and urgent care coverage *24 hours, seven days a week.         

Click the link 2022-2023 OAP to view the Plan Summary of Benefits & Coverage [07.01.2022-06.30.2023] 

Plan Comparisons