Credit and Debt
Some debt is unavoidable: the car, the house. But other debt can drag you down. Learn how to manage your spending, savings and debt. Start by clicking on one of the learning links below and discover the many resources available to you.
Learning Links Credit and Debt Bureau of Public Debt / FDIC / Free Annual Credit Report / Consumer.gov / SmartDollar Credit Consumer Information from the Federal Reserve 
Financial Planning
Financial
planning is the process of outlining how your money, investments and other
assets can help you meet your financial goals. A financial plan creates a roadmap for your money and helps you achieve your goals. Financial planning can be done on your own or with a professional. 
Learning Links Financial Planning What is financial planning? / SmartDollar 10 Steps to a DIY Financial Plan How to Choose a Financial Planner 5 Golden Rules of Financial Planning Find a Certified Financial Planner / How to FInd The Best C.P.A. or Tax Advisor
Retirement
We've worked this long, have you thought of your future and what retirement will look like for you? Get the basics on retirement planning and pension benefits, such as how Social Security works, retiring from the civil service, and managing a private pension.
Learning Links Retirement What ASRS Members Should Know / ASRS Retirement Guide MPS/ASRS Retirement Class / ASRS Road to Retirement / AARP Understand Medicare and Plan Your Retirement Medicare Facts – Why?
Buying a Home?
Home ownership remains the great American dream. Find out how you can make that dream come true. Learn more about home ownership by clicking on one of the learning links and discover the many resources available to you.
Learning Links Home Buying First Time Home Buyer? / How to Buy a Home in 10 Steps FHA Loans What You Need to Know / FHA Loans NewRez [Mortgages to help educators & others] Free Annual Credit Report / Desert Schools – Home Loans Home Warranty Facts [Quicken Loans] Home Buyer’s School [Brookfield Residential]
Buying a Car?
Buying a new car is a big step, but it doesn't have to be a daunting one. Here's how to research, locate, price and negotiate to buy your new car. Mobile technology makes these steps easier than ever. It is now entirely possible for a buyer to shop for a vehicle from the comfort of your own home.
Learning Links Buying a Car How to Buy a Car Carvana / Cars.com Desert Schools - Auto How to Buy a Car Online From Home Earnhardt Auto [MPS Discount]